If you are a California resident, our privacy practices comply with the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (together, the “CCPA”). Explanation of your rights under the CCPA can be found here.
- What Personal Information does Nigro Karlin collect?
- Personal Information from Vendors and Business Partners
- How does Nigro Karlin use Personal Information?
- Do we share your Personal Information with any third parties?
- Our storage of your Personal Information
- Access to other websites
- Protecting children’s privacy
- Additional Policies for California Residents
- Additional Policies Residents of the EEA, UK and Switzerland
- Contacting us
Region specific provisions. Certain provisions of this Policy, which are clearly labelled, apply only to users who are citizens or residents of particular regions (e.g., the EU or California). Otherwise, this Policy applies to all users of our Services, regardless of location.
Children. Our Services are not directed to children. See Protecting children’s privacy below.
2.What Personal Information does Nigro Karlin collect?
For purposes of this Policy, “Personal Information” means information (whether stored electronically or in paper based filing systems) relating to a living individual who can be identified from that data (or from that data and other information in our possession). The table below describes the categories of Personal Information we may collect.
|Identifiers||Name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number or state identification card number, passport number, or other similar identifiers.|
|Protected Classes||Race, age, gender, religion, citizenship, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information|
|Commercial Information||Records of personal property, purchasing or consuming histories or tendencies|
|Biometric Information||Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, face prints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.|
|Internet Activity||Browsing history, search history, IP address, website interactions|
|Geolocation Data||GPS coordinates, location history or movements|
|Sensory Data||Audio, electronic, visual, thermal, olfactory, or similar information|
|Professional Data||Current or past job history or performance evaluations|
|Education Data||Educational background, grades, scores|
|Other Data||Financial information, medical information, health insurance information|
|Inferences||Profiles drawn from other Personal Information reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.|
The examples given in this table are not meant to provide an exhaustive list, but are examples of the kinds of data included in each category. Sections 2.1 through 2.4 below specify the categories of information we do collect.
2.1 Personal Information and Sensitive Personal Information
Nigro Karlin collects only that Personal Information that is relevant for the purposes for which the data is requested. Nigro Karlin does not use your Personal Information in any way that is incompatible with the purposes for which it was collected or for which you have consented.
Some of the categories of Personal Information include “Sensitive Personal Information,” and Nigro Karlin may collect and maintain your Sensitive Personal Information, which includes the following (if the information is not publicly available):
- Identifiers: social security number, driver’s license, state identification card, or passport number.
- Other Data : Most data in this category includes sensitive Personal Information, such as health information and data, account log-ins, financial account information, debit or credit card numbers in combination with any required security or access code, password, or credentials allowing access to an account.
- Protected Classes: a consumer’s racial or ethnic origin, religious or philosophical beliefs, or union membership, or information concerning a consumer’s sex life or sexual orientation.
- Biometric Information: a consumer’s genetic data, or any biometric information processed for the purpose of uniquely identifying a consumer.
- Internet Activity: the contents of a consumer’s mail, email, and text messages, unless Nigro Karlin is the intended recipient of the communication.
- Geolocation Data: a consumer’s precise location.
2.2 Personal Information Collected about Clients
In order to provide our clients with individualized services, we collect certain non-public, Personal Information about you from documents you provide to us, such as tax returns, contracts, and bank and investment account statements. In addition to receiving Personal Information directly from you, we may also receive information from your attorneys, banks, financial institutions, securities brokers, investment advisers, and other sources. We will only obtain such information from third parties with your express consent and as permitted by law.
2.3 Personal Information Collected about Prospective Employees
We may collect Personal Information from individuals seeking employment with Nigro Karlin and entering information within the Nigro Karlin employment portal on our website. We do not collect Commercial Information, Biometric Information, Internet Activity or Sensory Data from prospective employees.
2.4 Personal Information Collected about Website Visitors or Callers
We may collect Personal Information from visitors to our website and others who contact us to request information. In addition, our web server automatically collects and stores the following information from visitors to our Site:
- We collect information from web browsers, mobile devices, and servers, including browser type, IP address, unique device identifiers, language preference, referring website, date and time of access, operating system and mobile network information.
- We may also determine the approximate location of your device from your IP address. We collect and use this information to determine statistics about our website, including how many people visit our website from certain geographic regions.
We do not collect any other categories of information from our website visitors or individuals who contact us to request information.
3. Personal Information from Vendors and Business Partners
We collect Personal Information from representatives of our vendors and business partners in the course of our business when the representative or the company they work for is a customer or vendor of Nigro Karlin. We collect this information from:
- Their employer in connection with the work they do for their employer and how that relates to the Services.
- Third parties Nigro Karlin works with, such as business partners, and through introductions from other individuals or companies.
When you or the company you work for interacts with Nigro Karlin (for example, when providing technical services to us), we collect the following types of Personal Information:
- Contact information: such as your email address, phone number and any other information you provide relating to your work or to you personally (for example, your name, job title or other information in your email signature).
- Financial Information, which can include credit reports and tax returns.
- Information relating to our dealings with you or the company you work for: such as information used to administer your company account, verify financial transactions, details of goods or services that Company has exchanged with you, and information that you give us or we otherwise obtain when you interact with Company.
4. How does Nigro Karlin use Personal Information?
4.1 Personal Information Collected about Clients
We will use this information:
- to provide you with the Services that you request from us;
- to carry out our obligations arising from any contracts entered into between you and us or any affiliated companies or third party vendors;
- to contact you in the future to provide you with information about other products and services we offer, or that are offered by our affiliates or third party vendors;
- to notify you about changes to our Services;
- to comply with applicable laws and regulations.
4.2 Personal Information Collected about Prospective Employees
We will use this information:
- to respond to and process your job application;
- to make inquiries about you for credit and reference purposes.
4.3 Personal Information Collected about Website Visitors or Callers
We will use this information:
- to provide information you requested about our Services;
- to improve our site to ensure that content is presented in the most effective manner for you and for your computer;
- as part of our efforts to keep our site safe and secure.
4.4 Personal Information Collected from Vendors and Business Partners
We will use this information:
- to contact you in connection with the services you or your company provide to us;
- to fulfill our contractual and business obligations, and ensure that you fulfill your obligations;
- to confirm that you have the ability and resources to provide services to us, which may include making inquiries about your financial status and business experience, as well as your past commercial practices.
5. Do we disclose your Personal Information to any third parties?
5.1 Personal Information Collected about Clients
Nigro Karlin does not sell your Personal Information to any third parties, or share your Personal Information to facilitate advertising goods or services by others.
Nigro Karlin may share your information with service providers and contractors to provide the Services. The Personal Information we share with service providers and contractors can include all of the categories of Personal Information that we collect. When we do, we enter into a written agreement requiring that party to comply with all applicable laws, such as the CCPA, and restricting that party from: selling or sharing Personal Information; using the Personal Information for any purpose other than the purpose specified the agreement; using, retaining or disclosing the Personal Information other than as specified in the Agreement; or combining the Personal Information with Personal Information the service provider or contractor receives or collects in other contexts. There are times when a service provider or contractor may engage another party to assists in providing the Services; in those cases, the service provider or contractor must notify us in advance, and must have an agreement restricting the use, sale and sharing of the Personal Information that is similar to our agreement with our Service Provider or Contractor. Nigro Karlin does not share Personal Information of any person who is less than 16 years old without their explicit consent.
By using our Services and providing your Personal Information, you agree that we have the right to disclose the categories of Personal Information we collect, as identified in Section 2, with our service providers for the following business purposes identified in Section 3.
There are other circumstances when we may share your Personal Information:
- Merger or Sale – We may share information in conjunction with a prospective purchase, sale, or merger of all or part of our practice, provided that we take appropriate precautions (for example, through a written confidentiality agreement) so the prospective purchaser does not disclose information obtained in the course of the review. If we sell all or a part of our business or assets, or merge with another company, we will disclose Personal Information to the purchaser as part of the transaction.
- Legal Proceedings – We may share Personal Information in connection with actual or threatened legal proceedings or alternative dispute resolution proceedings, either initiated by or against us, provided we disclose only the information necessary to file, pursue, or defend against the lawsuit, and take reasonable precautions to ensure that the information disclosed does not become a matter of public record.
5.2 Personal Information Collected about Prospective Employees
We do not disclose any Personal Information about prospective employees and job applicants except as permitted or required by law. Personal Information about prospective employees and job applicants may be disclosed to service providers for the following business purposes:
- To verify information provided on the job application.
- To perform a credit check on the job applicant, but only after obtaining consent to do so.
In some instances we received Personal Information about prospective employees and job applicants from third party services providing employment referrals. In such situations, once we receive the Personal Information we do not disclose it except as described in this section.
5.3 Personal Information Collected about Website Visitors or Callers
We do not disclose to any third parties Personal Information collected from website visitors or callers seeking additional information about our Services.
6. Our storage of your Personal Information
Nigro Karlin uses reasonable and appropriate measures to protect your Personal Information from loss, misuse and unauthorized access, disclosure, alteration and destruction, taking into due account the risks involved in processing the Personal Information and the nature of the Personal Information we collect.
We will keep your Personal Information for as long as we need it, or as otherwise prescribed by law, for the purposes set out above. This period will vary depending on your interactions with us. We may also keep a record of correspondence with you (for example if you have made a complaint about our Services) for as long as is necessary for us to defend a legal claim.
7. Access to other websites
8. Protecting children’s privacy
9. Additional Policies for California Residents
The CCPA affords California consumers the rights with respect to their Personal Information set forth in this section.
9.1 Your Rights With Respect to Your Personal Information
Subject to certain exceptions, you have the following rights with respect to your Personal Information:
- To request that Nigro Karlin disclose what Personal Information it has collected, used, or disclosed, over the 12-month period preceding Nigro Karlin’s receipt of such a request;
- To request that Nigro Karlin disclose whether any of your information was sold or shared with third parties, to whom such information was sold or shared, and the business purpose for selling or sharing the information;
- To request that any inaccurate or incomplete Personal Information maintained by Nigro Karlin be corrected or supplemented; and
- To request deletion of your Personal Information maintained by Nigro Karlin.
All of these rights are subject to certain conditions and exemptions. For example, Nigro Karlin will not be obligated to delete your Personal Information if we need to retain it to protect ourselves in the event of a legal claim.
9.2 Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
We will not deny you any Services or charge you a different price, level or quality of Services because you exercise any of your rights under the CCPA; however, we may not be able to provide the Services if you refuse to provide us the Personal Information that is necessary for us to provide the Services, or if you ask us to delete your Personal Information.
9.3 Submitting a CCPA Data Request
To submit a request to Nigro Karlin regarding your Personal Information as described in this section, please contact us by calling this toll free number (877)-277-4657, emailing us at ConsumerRequest@nksfb.com, or completing our online form at https://www.nksfb.com/personal-data-inquiry-form/.
Nigro Karlin is required to verify the identity of the individual requesting access to a consumer’s data or requesting deletion of a consumer’s data. To verify your identity, we will rely upon information we have previously collected about you, such as phone calls received from a known phone number or emails received from an known email. We will also rely upon our personal relationship with our clients to verify the identity of a requester.
If you submit a request and you are not a Nigro Karlin client (which may be the case if you requested information through our website or a phone call to our “contact us” number but did not become a client or employee), then we will verify your identity by confirmation using the information we collected, such as phone number of email address.
9.4 Authorized Agent
You may designate an authorized agent to exercise a CCPA right on your behalf. If you use an authorized agent to exercise your rights under the CCPA, we will need the following proof that you have authorized the agent to act on your behalf:
- Written proof that you have authorized the agent to act on your behalf, and separately verify your identity as described above; or
- Proof that the authorized agent holds a power of attorney to act on your behalf pursuant to California Probate Code §§ 4000-4465.
9.5 Exclusion for Financial Sector Data
Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA) are not subject to the CCPA. You do not have the rights described in this section with respect to that information .
10. Additional Policies for Residents of EEA, UK and Switzerland
“Processor” means any Person Processing Personal Information.
“Person” means a natural person, corporation, association, organization, partnership, or other legal entity.
“Process” or “Processing” is any activity that involves use of the Personal Information. It includes, without limitation, obtaining, recording or holding the Personal Information, or carrying out any operation or set of operations on the Personal Information including organizing, amending, retrieving, using, disclosing, erasing or destroying it. Processing also includes transferring Personal Information to third parties.
10.2 The legal basis for Processing your Personal Information
In order to comply with the GDPR, we are required to set out the legal basis for the Processing of your Personal Information. The legal basis for Processing your Personal Information will be one of the following:
- our own legitimate business interests, or the legitimate business interests of our third party partners, promoters, affiliates, distributors, suppliers, vendors, and subcontractors, such as, for example, providing direct marketing to our customers of our products and services that we think would be of interest, permitting prospective employees to search and apply for job opportunities, handling inquiries from our promoters, affiliates, distributors, vendors, and customers, or other instances where we have carried out a legitimate interests assessment and have established an existing legitimate interest;
- the performance of a contract that we have in place with you;
- your consent, where appropriate; or
- compliance with our legal obligations, including to meet national security or law enforcement requirements.
10.3 Where we store your Personal Information
The transmission of information via the Internet is not completely secure. Although we take reasonable steps to protect your Personal Information, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.
10.4 Addendum to how long we store your Personal Information
In some cases, there is a legal requirement to keep Personal Information for a minimum period of time. Except in those circumstances, we do not keep your Personal Information for any longer than is necessary for the purposes for which the Personal Information was collected or for which it is to be further Processed.
10.5 Your rights with respect to your Personal Information
Subject to certain exceptions, you have the following rights with respect to your Personal Information:
- To receive or access a copy of the Personal Information that we hold about you;
- To request that any inaccurate or incomplete Personal Information be corrected or supplemented;
- To have your Personal Information erased, unless we have a legitimate reason to retain the Personal Information (such as if we are required to do so for legal reasons); and
- To ask us not to Process your Personal Information for a particular purpose, including for marketing.
All of these rights are subject to certain conditions and exemptions. For example, Nigro Karlin will not be obligated to erase your Personal Information if we need to retain it to protect ourselves in the event of a legal claim.
To exercise any of these rights, please submit a written request to us using the contact information set forth in section 12 below. Nigro Karlin reserves the right to charge a fee in dealing with such a request as permitted by applicable law and regulations. You may also opt out of receiving additional marketing information by using the unsubscribe feature in any marketing email we send you.
12. Contacting us
10960 Wilshire Blvd., 5th Floor
Los Angeles, CA 90024
Please submit CCPA-specific data requests through the procedures set forth in Section 8.
For residents of the EEA, the UK or Switzerland, please contact Matt Kirk, at firstname.lastname@example.org or telephone at 020 7930 6000.
Updated December 2022